With your money in the right investments,

there's more of everything.
Even time.

Make your money grow

Making your money earn more is easy

Ícone de moedas com setas para cima

Guaranteed gains with CDB

Ícone de um boneco com uma moeda em cima

Personalized, expert service.

Ícone de um escudo

Safe applications, guaranteed by the FGC.

Ícone de um smartphone

Keep track of your money on your smartphone.

Smartphone

Trust:
Some think that's a bonus.
For us, it's a requirement

Find out how Agibank works with its customers.

LEARN MORE

Simulate your Certificate of Deposit

R$ 12.539,35

CDB

R$ 13.539,35

Poupança
INVEST NOW

Amount to invest

R$ 10.000,00

Investment period

18month

This simulation does not represent guaranteed earnings. The amounts may change based on the economy, the type of Certificate of Deposit chosen, the investment period, and the total amount invested by the customer at the institution.

INVEST NOW

Guarantees

Investments of up to R$ 250,000.00 per CPF or CNPJ identification number are guaranteed by Fundo Garantidor de Crédito (FGC, Credit Guarantee Fund).

All investments are also registered at Câmara de Custódia e Liquidação (Cetip, Custody and Settlement Chamber) and formalized with our customers through a written agreement, the bill of negotiation. Rest easy: your money is safe here.

To track your investments quickly and securely whenever you want, you'll have access to our online banking services on your browser and on the app.

Taxes

The longer you keep your investment, the lower the Income Tax rate and the higher your returns. The reason is that CDs, like other fixed income investments, are subject to a system of decreasing income tax withholding rates (IRRF), based on duration of investment.

  • Period Rate

    Tax

  • 0 to 180 days

    22.5%

  • 181 to 360 days

    20%

  • 361 to 720 days

    17.5%

  • over 720 days

    15%

Income Tax is the only tax on the return on your investment, which the bank collects and pays out. The tax is levied when your investment matures or is redeemed, based on the investment period. The tax on financial operations (IOF) follows a decreasing schedule, and the investment is exempt after 30 days.